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Tenant F A Q 's
Frequently Asked Questions

 What are the rental qualifications?
A positive rental history from a non-relative, steady employment for at least one year, and monthly income at least three times the monthly rent; for example to qualify for a $700 a month house your monthly income has to be $2,100. If you do not meet these qualifications, we may still accept your application with a higher deposit. We do accept those who are credit challenged but not any prior evictions.

 What is an Option to Buy?
An "Option to Buy” is like reserving your home at today's depressed pricing. You can move in now, repair your credit while you are living in the home, and buy in the future.

 Do you allow pets?
Yes, we generally allow pets as long as they are not in violation of our insurance policy. Please inquire if you have a dog which may be prohibited for liability reasons. Monthly fees do apply for animals; dogs- $10 to $25 depending on the size; cats-$10. This fee applies to each animal.

 What’s the security deposit?
The standard security deposit is equal to one month’s rent. Additional deposits may be required if you do not meet the above rental qualifications.

 Are utilities included in the rental fee?
Electric, Gas, Water and garbage services are not included in the rental fee, unless noted in the description of the house and the lease. 

What’s the application fee?
The application fee is $40.

 How long does it take to get approval?
Normally within 24 hours.

 Do you allow Section 8?
Yes we do accept Section 8 on most houses.

Are appliances included?
Generally, appliances are not included in the home. We find that most people have their own and prefer to use them.

Who mows the yard?
It’s important to remember that this is a home and not an apartment. You are responsible to maintain the exterior of the home. This includes mowing, trimming, weeding, cleaning gutters, and maintaining a generally pleasing exterior.

 What’s the lease term?
Our standard lease terms are 12 months.

 Do you require Renter’s Insurance (also known as Contents Insurance)?
No, but we do encourage it for your protection. It protects the contents of your home against theft or damage from fire, water, etc. You can select the insurance company of your choice, and it’s very inexpensive. For example, a $25,000 contents policy may only cost $10 or $11 per month. Money well spent protecting yourself.
Here's a list of Louisville Insurance Companies

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